Learn how to make a budget that actually lasts the month. Free budgeting games and student money advice on tracking spending, splitting bills and surviving until payday or the next loan instalment.
A budget = deciding where money goes before it goes. Not a punishment, a plan.
50/30/20 is a starting point, not a law. Students often run 70/20/10 — and that's fine.
Daily small spends × 365 = a surprisingly big annual number. Latte factor: real, but don't hate yourself over it.
Irregular income? Budget on your worst month and bank the surplus.
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GameBudgeting: quick answers
What's the FIRST thing to do when your loan instalment lands?
Set aside rent and bills, then split the rest by week. Yes! Fixed costs first, then divide what's left by the weeks until the next instalment.
Mo has £1,800 left for food, fun and transport after rent, and 12 weeks until the next instalment. What's the weekly budget?
£1,800 ÷ 12 weeks = £150 a week. Divide by WEEKS, not by vibes.
Budgeting: in-depth guides
Related topics
- Food & Everyday SpendingEat well on a meal-deal budget.
- Bills & SubscriptionsEnergy, broadband, and the 6 streaming services you forgot.
- Saving & Emergency FundsBuild a buffer so a broken laptop isn't a crisis.
Browse the whole money library or play the free money games.