Built for UK students & adults

The money game that actually teaches you.

Budgeting, student loans, renting, credit, tax and scams — learned in 5-minute games with a cast of characters who make every mistake so you don't have to.

Play free now, no sign-up

Got a code from your uni, college, council or landlord? Use it here: it unlocks everything, free.

29 topics · 362+ levels and growing · works on any phone · For organisations

Mo, Nana and Chip the hamster on a sunny uni campus while Ronnie Rugpull the raccoon lurks behind a tree

New: 3D missions

20-second demo

Can you beat Ronnie Rugpull?

He's a raccoon in a trench coat full of fake watches, and he's texting you. Spot the scams before he empties your wallet. No sign-up — just tap.

Ronnie Rugpull selling suspicious watches on a market stall while Mo inspects them with a magnifying glass

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Scam or legit? Beat Ronnie.

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NanaTap Scam or Legit. No sign-up, I promise.

Not another boring money video.

Most financial education is a library of videos nobody finishes. We built a game people come back to.

Play, don't watch

Simulations, swipe games, scam-spotting and boss levels. You learn by making the decisions — and living with them.

A habit, not a homework

Daily quests, streaks (with freezes for real life), leagues against your course and halls. Three to five minutes a day.

Real UK numbers

2026/27 tax, NI, Plan 5 loans, Universal Credit and renting rules — checked against official sources and updated every April.

Games that hit different

Freshers' Week (3D)Run around campus dodging Impulse Gremlins, survive three weeks on £110 a week, and don't click Ronnie's links.Play →Loan FuturesWill you ever pay off your student loan? Predict it, then watch 40 years play out.Play →Scam InboxYour phone is buzzing. Ronnie Rugpull is in there somewhere. Spot him.Play →Borrow SmartOverdraft, BNPL or credit card? See the real cost before it sees you.Play →

See all 12 games

Meet the chaos

They follow you through every topic. Learn from their wins — and their many, many fails.

The cast: Ronnie Rugpull the raccoon, Nana with her tea, Mo with Chip the hamster on his shoulder, and Dex with his phone

Mo
Your flatmate. Broke but optimistic. “Future me will sort it.”
Dex
Finance bro. Always confident. Always wrong.
Nana
Lived through 15% interest rates. Takes no nonsense.
Ronnie Rugpull
Scam artist. Master of disguise. Your nemesis.
Chip
Hamster. Guide. Guardian of your streak.

Every money topic. Free to explore.

Explainers, playable mini-games and straight answers — no account needed.

Open the library

For universities, colleges, councils, housing & employers

Students actually use it. And you can prove it worked.

Auto-enrolment through university login and Moodle, Canvas or Blackboard means no sign-up drop-off. Built-in before/after measures give you evaluation evidence for your Access and Participation Plan — not just page views.

Book a pilot Councils and housing

Students in a lecture theatre delighted as Mo, Nana and Chip pop out of their screens

Single sign-on: UK Access Federation, Microsoft Entra ID, Google and other SAML or OIDC providers
LTI 1.3 Advantage, tested end to end in Moodle 4.5
SCIM directory sync, plus SCORM and cmi5 packages
Outcome reports by cohort, with small numbers suppressed
Built to WCAG 2.2 AA; UK GDPR, EU hosting, no ads, no data sales

Questions

Is BudgetUp free?

Everything is free for learners whose university, college, council, landlord or employer gives them a code. Without a code you can try the first lesson of every topic and a demo game with no account, and a free account adds one whole topic of your choice and an arcade game a day. Scams and debt-help lessons are always free for everyone. Plus unlocks everything for individuals.

Is this financial advice?

No. BudgetUp teaches how money works — budgeting, credit, tax, scams and more. It never recommends products. For free, impartial guidance we signpost MoneyHelper, StepChange, Citizens Advice and National Debtline.

Is it UK-specific?

Yes. Games use real 2026/27 UK figures — tax and National Insurance, Student Finance England Plan 5 loans, Universal Credit, tenancy deposit rules — with Scotland, Wales and Northern Ireland differences where they matter.

How long does a level take?

Three to five minutes. Daily quests and streaks keep it a habit without eating your day — and streak freezes cover the days life gets in the way.

How does my university use it?

Students are enrolled automatically through university login or Moodle/Canvas. Staff see anonymised engagement and before/after money-confidence results they can use in Access and Participation Plan evaluation.

What happens to my data?

We collect the minimum, host in the EU, never sell data, and your institution only sees aggregated results unless you explicitly consent. Read our privacy notice for the detail.

Your money glow-up starts in 5 minutes.

Play free now