The free money library
Everything they should've taught you at school — explained by a hamster, a gran and a finance bro who's always wrong. 362 lessons and games across 29 topics, free to explore.
Plain-English student money advice and guides for anyone in the UK: how to budget, how student finance works, renting, payslips and tax, credit scores, and how to spot a scam. Every topic has a free money game to play, no sign-up needed. Got one specific question? Try the money guides.
Popular:BudgetingStudent FinanceHousing & RentingScams & FraudWork, Payslips & Tax
Money Mindset
Why your brain buys the thing at 2am.
12 lessons & games →
Banking & Payments
Accounts, cards, contactless and not getting rinsed by fees.
14 lessons & games →
Budgeting
Make the money last longer than the month.
6 lessons & games →
Student Finance
Loans, instalments, bursaries — decoded.
15 lessons & games →
Housing & Renting
Deposits, guarantors and the flatmate who never pays bills.
13 lessons & games →
Bills & Subscriptions
Energy, broadband, and the 6 streaming services you forgot.
12 lessons & games →
Food & Everyday Spending
Eat well on a meal-deal budget.
12 lessons & games →
Work, Payslips & Tax
Where did 20% of my wages go?
16 lessons & games →
Side Hustles & Self-employment
Reselling, gigs and the taxman.
12 lessons & games →
Benefits & Support
Universal Credit and help you might not know exists.
13 lessons & games →
Borrowing
Overdrafts, BNPL, cards and loans: the real cost.
12 lessons & games →
Credit Scores & Files
The invisible report card banks read.
12 lessons & games →
Debt & Getting Help
Priority debts, and who to call (for free).
12 lessons & games →
Saving & Emergency Funds
Build a buffer so a broken laptop isn't a crisis.
12 lessons & games →
Investing Basics
Risk, diversification and fees — no hype, no tips.
12 lessons & games →
Pensions
Free money from your employer (yes, really).
13 lessons & games →
Insurance
Contents, phones, travel: what's worth it.
13 lessons & games →
Scams & Fraud
Beat Ronnie Rugpull at his own game.
14 lessons & games →
Crypto, Hype & Finfluencers
Critical thinking for your For You page.
12 lessons & games →
Big Purchases
Phones, cars and contracts without regret.
13 lessons & games →
Buying a Home
Deposits, mortgages and LISAs explained.
12 lessons & games →
Relationships, Family & Money
Splitting bills, joint accounts, kids and childcare.
14 lessons & games →
Consumer Rights
Refunds, complaints and getting your money back.
12 lessons & games →
Life Events
Graduating, moving out, losing a job, starting over.
12 lessons & games →
Build Wealth the Boring Way
Compound interest, real maths, and why '15% a month' is a scam.
13 lessons & games →
Credit Cards: Tool, Not Trap
Make a card pay you: protection, interest-free days, rewards. Only if you pay in full.
12 lessons & games →
Good Debt vs Bad Debt
Student loans, mortgages, business loans vs BNPL: what debt really costs.
11 lessons & games →
Business Money Basics
Revenue, profit, cash, margins, VAT and paying yourself.
13 lessons & games →
Business Money Advanced
EBITDA, balance sheets, working capital, runway and what a business is worth.
13 lessons & games →