Can I borrow a tenner?
Lesson 5 of 14 in our free Relationships, Family & Money guide: a 5-minute money game with the key points below.
This lesson is in the full version.
Free with a code from your uni, college, council, landlord or employer (worth £600/year). Lesson 1 of Relationships, Family & Money is free for everyone.
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Questions you'll answer
Mo lent £20 to 5 friends this term. 2 paid back. How much is Mo still out of pocket?
A mate asks to borrow £300 for a festival ticket. You've got £350 in total until your next loan instalment. Best response?
Quick facts
- Agreeing the amount and payback date in a message → Healthy. Clear and written down. Nobody 'forgets'.
- Lending your bank card and PIN to a mate → Drama incoming. Never share your PIN — your bank may not refund what they spend. Lend money, not access.
- Sending a friendly reminder on the agreed date → Healthy. Not awkward, just organised.
- Being a guarantor for a friend's loan to be nice → Drama incoming. If they don't pay, YOU owe it. Being a guarantor is a serious commitment, not a favour.