Phone & broadband contracts
Lesson 4 of 12 in our free Bills & Subscriptions guide: a 5-minute money game with the key points below.
This lesson is in the full version.
Free with a code from your uni, college, council, landlord or employer (worth £600/year). Lesson 1 of Bills & Subscriptions is free for everyone.
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Questions you'll answer
Option A: £45/month handset contract for 24 months. Option B: buy the same phone for £600 + £10/month SIM-only for 24 months. How much cheaper is B?
You signed up for broadband online yesterday and found a better deal today. What's your right?
Quick facts
- Setting a calendar reminder for your contract end date → Good habit. Your providers should remind you too — but your own reminder is backup.
- Paying for 100GB data when you use 4GB → Leak. Check your usage and right-size it.
- Calling your provider at contract end to ask for a better deal → Good habit. Negotiating is normal. Loud budgeting, phone edition.
- Adding phone insurance without checking if you're already covered → Leak. Some bank or home policies already cover phones. Don't pay twice.