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Money Mindset

Why your brain buys the thing at 2am.

Play lesson 1 free

Why your brain buys the thing at 2am, and how to outsmart it. Short games on impulse spending, money habits, social pressure and setting goals that stick.

  1. 1

    What money means to you

    Free●○○○○ difficulty

    Your feelings about money come from somewhere. Spotting them is step one to steering them.

  2. 2

    Needs vs wants (no cap)

    Free with a code●○○○○ difficulty

    Needs first, wants second. Wants are allowed — they just don't jump the queue.

  3. 3

    Treat culture

    Free with a code●●○○○ difficulty

    Treat yourself — on purpose. When treats are daily and automatic, they're a habit, not a treat.

  4. 4

    Present bias: future you is real

    Free with a code●●○○○ difficulty

    Present bias = overvaluing now vs later. Beat it by making the future choice automatic.

  5. 5

    Mind Over Money

    Game Free with a code●●○○○ difficulty

    Biases aren't flaws — they're shortcuts. Name them and they lose their grip.

  6. 6

    Social pressure & FOMO

    Free with a code●●●○○ difficulty

    FOMO spends money you don't have. Loud budgeting — saying your limit — is a power move, not an embarrassment.

  7. 7

    Anchoring in sales

    Free with a code●●●○○ difficulty

    Ignore the 'was' price. Ask: would I pay THIS price if I'd never seen the other one?

  8. 8

    Sunk cost: let it go

    Free with a code●●●○○ difficulty

    Money already spent can't be un-spent. Decide based on what happens next, not what happened before.

  9. 9

    Mental accounting (treat maths, vibes maths, all maths)

    Free with a code●●●●○ difficulty

    Pots and labels are useful tools. Just remember: 'free money' doesn't exist once it's in your account.

  10. 10

    Money and emotions

    Free with a code●●●●○ difficulty

    Emotions drive lots of spending. Notice the trigger, add a pause, and reach out if it feels heavy.

  11. 11

    Talking money & your Money Rules

    Free with a code●●●●○ difficulty

    Talk about money honestly, and write a few personal rules you can lean on when temptation hits.

  12. 👑

    BOSS: The Algorithm

    Game Free with a code●●●●● difficulty

    Feeds are designed around your biases. Your defence: name the trick, pause, and check your Money Rules.

Money Mindset: quick answers

Mo says, "I'm just not a money person." What's the most useful reply?

"Nobody's born a money person — pick one small habit and start there.". Yes. Confidence comes from doing small things, not waiting to feel ready.

Browse the whole money library or play the free money games.