Talking money & your Money Rules

Lesson 11 of 12 in our free Money Mindset guide: a 5-minute money game with the key points below.

This lesson is in the full version.

Free with a code from your uni, college, council, landlord or employer (worth £600/year). Lesson 1 of Money Mindset is free for everyone.

Questions you'll answer

Which of these is the strongest personal Money Rule?

"I wait 48 hours before any non-essential buy over £30." → Good rule. Clear, specific, doable.
"I'll be better with money." → Nonsense. Nice energy, zero instructions. Make it specific.
"Rent and bills come out first, the day money lands." → Good rule. Nana-approved. Fixed costs first, always.
"I only borrow when I'm sure I'll win it back." → Nonsense. That's a gambling rule wearing a hat.
"I check my bank app every Sunday for 5 minutes." → Good rule. A small, regular habit. Chef's kiss.
Agreeing a budget with friends before a trip → S tier (do it). Everyone knows the plan. No awkwardness later.
Lying about being able to afford something → F tier (don't). Leads to debt and resentment.
Telling a flatmate early if you'll struggle with your share of a bill → S tier (do it). Early honesty = more options.
Comparing your bank balance with your mate's on social media → F tier (don't). Comparison is the thief of joy (and savings).