Skip to content

Second-hand checks

Lesson 7 of 13 in our free Big Purchases guide: a 5-minute money game with the key points below.

This lesson is in the full version.

Free with a code from your uni, college, council, landlord or employer (worth £600/year). Lesson 1 of Big Purchases is free for everyone.

Play lesson 1 free

Got a code? Unlock this lesson

Questions you'll answer

You buy privately (not from a dealer). What rights do you have?

Quick facts

  • Red flag: “Hatchback, 2016, only 18,000 miles!” — Very low mileage for its age — check the MOT history for clocking.
  • Red flag: “Cheapest on the market,” — Too cheap = ask why.
  • Red flag: “logbook 'in the post'.” — No V5C means you can't check who owns it.
  • Red flag: “Meet at a supermarket car park,” — Not at the seller's home address — harder to trace them.
  • Red flag: “cash only, quick sale.” — Cash + rush = no comeback.
  • Checking the MOT history online with the reg number → Good check. Free on GOV.UK — shows mileage at each test and past failures.
  • Buying without seeing the logbook → Bad idea. You can't confirm ownership.
  • Paying for a history check for outstanding finance → Good check. If finance is owed, the car might belong to a lender.
  • Viewing it in the rain at night → Bad idea. Scratches and dents love darkness.
  • Taking someone who knows cars with you → Good check. A second pair of eyes is worth it.

More in Big Purchases

All 13 Big Purchases lessons